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1. TakeFiveLottery.org (thereafter - "the Site") is designated to enable Internet surfers to participate at official lottery draws. Subject to the stipulations of this Terms of Use, the participation at the official lottery draws via this Site is possible without any geographical limitation, i.e. - each surfer, at any territory whatsoever, can participate.

2. In addition, the Site proposes a compilation of accompanying services, including, inter alias, management of a participant account, examination of the participation forms, collection of prize moneys and transferring them to the winner, as well as publishing various and immediate information on all the official lotto draws concerning which the Site's services are granted.

3. Anyone registered at the Site, in accordance with the procedure specified hereafter, or participating in one of the Site's proposed activities, or uses the information published in the Site, accepts upon himself, in free will and consent, the Terms of Use's authority and the binding thereof, agrees to be bound by the Terms of Use, undertakes to act pursuant to the Terms of Use's stipulations and to the rules specified therein, as they will be updated from time to time, and to obey them without any reservation.

4. The Site is entitled to amend this Terms of Use at any time, and to do so according to its absolute and exclusive discretion. Therefore, everyone is required to review the Terms of Use on a regular basis, including before performing any activity via this Site.

5. This Terms of Use, as it will be updated or amended from time to time by the Site, constitutes the entire and whole agreement between the Site and anyone registered to the Site or participating in one of the activities proposed by the Site or using this Site, including the information published thereon, for whatever purpose. Any presentation, promise, undertaking or consent, whether verbal or in writing, which do not comply with the Terms of Use’s stipulations, will not be valid.

6. The participation in the official lottery draws via the Site, or in any other activity that is proposed by the Site, is solely permitted to one complying with all the accumulative terms that are specified hereafter:
    a. On the participation date, the participant's age exceeds the legal capacity age as set by the law applying in the territory he is in, and in any event his age exceeds 18 years; and -
    b. The participant is the legal owner of a valid payment method; and -
    c. The participant does not violate any law or regulation as a result of the participation in the official lottery draws via this Site, or as a result of participation in any other activity proposed by this Site. In this context it will be stressed, that Players residing or present in any jurisdiction that prohibits participation in this Site or in any lottery shall not participate in the prohibited activity. The Site, its agents and anyone on their behalf make no representations or warranties, expressed or implied, as to the lawfulness of any person's participation in any activity through this Site or to the legal right to participate in the official lotteries draws or any other activity proposed by this Site. It is each participant's responsibility to ensure that he complies with any and all laws applicable to him before registering or participating in any activity through this Site.

7. Anyone interested in participating in the various activities that are proposed by this Site (including, participation in official lottery draws, as explained in this Terms Of Use) is obliged to register at the Site, as specified in this paragraph.

8. The registration at the Site is made once.

9. One must fill in all the obligatory fields at the registration form, therein included to choose a User Name, a Password, and also give a personal e-mail address (hereafter - "the Identification Details").

10. The participant has the entire responsibility to reserve under confidentiality the Identification Details and not to transfer them to another. The full responsibility for an unauthorized use of the participant's Identification Details lies solely on the participant, who will bear, alone, all the responsibility derived of an unauthorized use of his Identification Details.

11. A surfer who will enter this Site and request to participate in one or more of the activities that are proposed by the Site will be required to type in the Identification Details. The Site's operating system will compare the Identification Details that are typed in by the surfer and the Identification Details that are reserved at the Site, and only in the event of a complete identification will the surfer be allowed to participate in all of the Site's activities, that are allowed to that identified participant.

12. To each surfer at the Site who will fill in his Participant's Details, a "virtual" account at the Site will be opened (hereafter - "Participant's Account").

13. Entry to a Participant's Account will only be made by giving the Identification Details, as will be published at the Site.

14. The payments that the participant was debited by - on the one hand, and the prizes that he will win (if he will win) - on the other hand, due to and as a result of the participant's participation in the activities proposed by the Site, will be specified in the Participant's Account.

15. The participant will be able to perform via the Participant's Account various acts, including purchasing lottery tickets, updating the Participant's Details, examining winnings, withdraw and deposit money, etc.

16. The Site undertakes to preserve under confidentiality all the Participant's Details, all the data relating to the Participant's Account, and also all the details of the participant's activity at the Site, not to do any use thereof beyond the required for participation in the Site's activities, and not to disperse them or transfer them to others, for a consideration or gratis, and that for any purpose whatsoever.

17. Anyone who has registered at the Site and has opened a Participant's Account pursuant to this Terms of Use's stipulation is entitled to and can participate, via this Site, at official lottery draws that are conducted or that will be conducted by official lottery operators, pursuant to the Site's exclusive discretion (hereafter in this chapter - "the Game").

18. The Game's purpose is to guess the winning numbers that will be drawn at the official lottery draw, that the participant has chosen to participate in, as they will be published, in a final and exclusive manner, by the official operator of the lottery draw (hereafter - "the Winning Numbers").

19. Subject to the stated in this Terms of Use, by participating in the Game one can win various monetary prizes, equal to those granted in the official lottery draws in which the participation is possible through this Site, minus the 10% service charge that is used by the Site to collect the winnings on your behalf and transfer them into your account. Subject to the stated in this Terms of Use the participation in the Game is subject to, and will be in accordance with, the official and valid rules and/or the official and valid Code of each and every official lottery draw, with respect to which the participation in the Game is made (hereafter - "the Official Rules"). Without jeopardizing the generality of the aforementioned, the prizes rating, too - as a first, second, third prize etc. - the number of the Winning Numbers that must be guessed in order to win one of the prizes and the prizes payment manner, are also set according to the Official Rules.

20. One can participate, via the Site, in one or more of the official lottery draws that are specified at the Site, by surfing to the Site and purchasing a participation form, that will be filled in according to the Official Rules and to the stipulations of this Terms of Use (hereafter - "Participation Form").

21. The payment for the purchase of the Participation Form that has been filled in by a participant will be made by debiting in advance the participant's payment method, the details of which were given to the Site during the participant's depositing process to the Site. As following the purchase official lottery tickets are being purchased locally there is no option of timely cancellation and therefore purchases are final and can not be cancelled or refunded.

22. The Site is entitled to cancel, retroactively, a Valid Participation Form; if it will be found out that the consideration for the Participation Form has not been fully settled. In such an event, the Participation Form will be considered as if it has been invalid from the first place and full refund will be given.

23. The possibility to purchase and to fill in, at the Site, participation forms concerning the official lottery draws, in which one can participate via the Site, will be blocked by the Site, usually, about twelve hours before the hour the official lottery draw is to be actually performed. However, the Site is entitled, according to its discretion and subject to publishing same at the Site, to block or to open the possibility to purchase, via the Site, participation forms, concerning each official lottery draw, at any hour and date.

24. The only determining registrations with respect to the guess that was filled in by participants in Valid Participation Forms will be those sent by the Site to the Accountants before the time of the relevant official draw as will be held in the Accountants' possession. The registrations that will be at the Site's Accountants' possession will constitute, in any event of a dispute or a conflict or a claim, a final proof to the correctness of the stated therein which cannot be disputed or attacked in any way.

25. Immediately after the Winning Numbers, the number of winners and the winning sums at each of the official lottery draws will be published by the official operator of the lottery draw (hereafter - "the Official Results"), the Site will conduct a comprehensive examination of all the Valid Participation Forms that were purchased, via the Site, concerning that draw, such examination will be made in relation to the registrations that are held by the Accountants. The Site will examine whether, amongst the Valid Participation Forms, include guesses, that entitle a participant or any participants to prizes as stated in this Terms of Use (hereafter - "the Game Results"). To remove doubt it is hereby clarified, that setting the Game Results will be made according to the stipulations of this Terms of Use and in view of the Official Results.

26. The Official Results and the Game results (hereafter jointly - "the Results") will be published at the Site as soon as possible.

27. Winning a game will be noted in the personal Participant's Account of the relevant participant. In parallel, immediately with the publication of the Results at the Site, the Site's operating system will inform the winning participant of his winning via e-mail that will be sent to the electronic address that was given by the participant.

28. In the event that a Valid Participation Form includes a winning or winnings, the winnings will be credited to his/hers account on the site within 24-48 hours of the publication of the lottery results on the site.

29. The winning sums will be credited nominally, in US dollars, and will bear no interest or linkage differentials from the winning date till the actual payment of the winning sums.

30. The participant alone will be responsible for the payment of the taxes that will apply, if at all, on the winning sums, but the Site will be entitled, but not obliged, to deduct from the wining sums any tax that will apply to the winning sums concerning which a withholding tax obligation will apply.

31. The price of participation in the Game (i.e. - the participation price at official lottery draws via this Site and as stated in this Terms Of Use) is fixed and will be equal to the participation price that is collected by the official operator of the lottery draw from one participating directly at the lottery draw. However, there's an additional convenience fee of 7% of the ticket price for purchasing tickets on your behalf. Additional fees for services, such as scanning fee, might also apply.

32. Debiting the participation price, as paying the prices to the winners, will be made in one currency - US dollars.

33. All the exchanges from various currencies to the USA dollar will be performed according to conversion rates of PayPal or your credit card bank at their own discretion.

34. The Site provides various information concerning the leading official lottery draws, including the winning numbers, the official rules, the official results, the winning odds, etc. (hereafter - "the Information").

35. The Information's publication at the Site is given only as a service to the participants, and nothing more. The information is manually fed into the Site's operating system and therefore may include errors and mistakes made in bona fide.

36. The Site does and will do, to the best of its ability, to prevent any malfunctioning in the Site's activity, including, but without jeopardizing the generality of things, participation in official lottery draws via the Site. However, in any event of a technical failure in the Site's operating or computer system or in the Accountants accounting system, human error or force major, that as a result thereof, or a confusion has occurred in transferring the guess that was marked on a Valid Participation Form to the Accountants or to the Insurance Company, the Site will be entitled to cancel any Valid Participation Forms, concerning which the malfunctioning has occurred. In such an event, the responsibility of the Site and/or the Site and/or anyone else who has acted on their behalf (including the Accountants) or for them will be limited only to the participation fees sum that was paid to the Site by the participant for the Valid Participation Form.

37. In addition to the above it is clarified that the Site and/or the Site and/or anyone else who has acted on their behalf (including the Accountants) are not responsible for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of data or information. The Site is not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line, systems, servers or providers, computer equipment, software failure of email on account of technical problems or traffic congestion on the Internet or at any web site. The Site reserves the right to cancel, terminate, modify or suspend the Games if for any reason, the Games cannot be conducted as planned, including infection by computer virus, bugs, tampering or unauthorized intervention, fraud, technical failures or any other causes beyond the control of the Site.

38.In no event shall the Site and/or the Site and/or anyone else who has acted on their behalf (including the Accountants) be liable for any direct, indirect, incidental, special or consequential damages or damages for loss of profits, revenue, data or use incurred by any participant or third party, whether in an action for contract or tort, arising from the access to, or use of, the Site.

39.The responsibility of the Site for the payment of the first prize due to participation via the Site in any official lottery draw will only arise and be limited only to the sum that the Site will receive, if it will receive, from the operator of the official draw or from the Insurance Company. In any event, the Site and/or anyone on their behalf will not have to pay the participant any sum due to a win of a first prize if the Site will fail, in spite of its reasonable efforts, to collect this prize from the operator of the official draw or from the Insurance Company, for any reason whatsoever.

40. The Site and/or its agents make no representations about the suitability, reliability, availability, timeliness and accuracy of the Information, software, products and services contained on the Site for any purpose. All information, software, products and services are provided "as is" without warranty of any kind. TakeFiveLottery.org hereby disclaims all warranties with respect to this information, whether express or implied.

41. In any event, no liability will apply to the Site and/or anyone operating in their name or on their behalf due to a damage that was caused due to reliance, of any type, on the Information, as its definition above, or on any other publication appearing at the Site, and the participants or any one surfing at the Site are invited to verify the information published at the Site via the terminals and the official publications of the official lottery games operators.

42. All the rights, including the intellectual property rights (i.e., patents, copyright, trademarks, service marks, logos, trade names, know-how or any other intellectual property or right) concerning this Site or relating to it, or concerning the Games that are proposed within its framework (hereinafter - "the Rights"), are owned by the Site and shall be the exclusive property of the Site. No one shall use any of the Rights without the express written approval of the Site.

43. Without jeopardizing the generality of the stated in article 42 above, it is hereby stressed, that the Site and/or anyone on its behalf are the legal owners of ongoing patent application concerning the activity and the services that are proposed by this Site and the framework of the Site's activity. In addition, the Site and/or bodies on its behalf own the copyrights in the Games that are proposed at this Site.

44. Without jeopardizing the generality of the stated in article 42 above, it is hereby clarified that "theLotter", "theBig", "theSmart", "theFree" and "Your Global Lottery Agent" are the Site's trademarks, and any use thereof or of similar signs is prohibited and will constitute a violation of the Site's Rights.

45. Without jeopardizing the generality of the stated in article 42 above, it is hereby clarified that one should not copy or duplicate, in any form whatsoever and in any media whatsoever, any parts of this Terms of Use or of the rules that this Site and the Games proposed therein are managed according to.

46. Each violation of the Rights of the Site and/or the Site will be severely handled, and the Site and/or the Site will be strict in extracting their Rights against anyone who will violate their Rights.

47. In any event of a clarification, complaint, dispute, reservation, claim or action (hereafter - "Dispute") resulting from participation at any activity at the Site, including in one of the Games proposed by the Site, or related to an activity as stated - including but without jeopardizing the generality of things, Dispute concerning Participation Forms, concerning the guesses that were marked on them or on Valid Participation Forms, concerning entitlement to winning any prizes - then, in the event that no agreed upon by both the Site and the participant solution will be found, the dispute will be transferred to the exclusive decision of one of the partners in the Accountants office, whose determination will be final and decisive (hereinafter - "the Decider").

47. The Decider will determine, according to his sole discretion, the manner in which Despute will be addressed by him, and he will be entitled to determine, that the Dispute will be clarified only according to written arguments, or in any other manner, as he will see fit.

48. The Decider will determine in the Dispute, according to his sole exclusive discretion, subject only to this Terms of Use's stipulations. The Decider will not be subject to the stipulations of any material law, but will have to shortly reason his decision.

49. The Site (administered by T5 Lottery Group LLC and Omega Concepts Inc.) is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement.

50. If a user's personally identifiable information changes (such as your address), or if a user no longer desires our service, we will endeavor to provide a way to correct, update or remove that user's personal data provided to us. This can usually be done by by emailing our Customer Service.

51. If we decide to change our privacy policy, we will post those changes on our Homepage so our users are always aware of what information we collect, how we use it, and under circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by way of an email. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.

52. Though we make every effort to preserve your privacy we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Web site. If you have any questions or suggestions regarding our privacy policy, please contact us.